The fine print, unhidden

Disclosures & licensing

Who operates this website

This website is published on behalf of Ashland Alitz, Branch Sales Manager & Loan Officer, NMLS #1584948 (verify via NMLS Consumer Access), of Fairway Independent Mortgage Corporation (dba Fairway Home Mortgage), NMLS #2289 (verify via NMLS Consumer Access), 4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Ashland is based at the Eden Prairie, MN branch, 7500 Flying Cloud Drive, Suite 900, Eden Prairie, MN 55344, and is licensed to originate mortgage loans in Minnesota, Wisconsin, Iowa, Arizona, Florida, Montana, North Dakota, New Hampshire, South Dakota & Texas.

Not a commitment to lend

This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Equal Housing Opportunity. For complete state licensing information and legal disclosures, visit Fairway's Licenses & Disclosures page.

Program figures & educational content

Loan limits, program caps, timelines and fee structures referenced on this site reflect published 2026 figures (FHFA conforming loan limits announced November 25, 2025; HUD FHA county limits; FHA 203(k) program rules) and are subject to change by the relevant agencies at any time. Renovation project cost ranges shown in the Budget Builder are rounded, typical estimates for educational purposes only and are not bids, quotes, or guarantees of project cost. All educational content is general in nature, is not financial, legal, or tax advice, and does not consider your individual circumstances. Always confirm current requirements with Ashland directly.

Calculator disclaimers

Calculator results are estimates for illustrative and educational purposes only, are not a quote, rate lock, pre-qualification or pre-approval, and accuracy is not guaranteed. Actual rates, payments, taxes, insurance, mortgage insurance and renovation figures vary by scenario and program. Contact Ashland for figures specific to your situation.

Privacy

This website does not collect, store, or transmit personal information. It contains no contact forms, no analytics trackers, no advertising pixels, and no cookies set by this site. The Budget Builder and calculator run entirely in your browser; selections are not transmitted or stored. Links to apply or upload documents route to Fairway Independent Mortgage Corporation's secure systems, which are governed by Fairway's privacy policy. Third-party sites linked from this site (including review platforms and social networks) maintain their own privacy practices.

Reviews

Review highlights displayed on this site are shortened paraphrases of verified client reviews. Complete original reviews are available at Experience.com. Testimonials reflect individual experiences; results vary and are not guaranteed.